COMMUNITY AND HUMAN DEVELOPMENT

 

Housing finance corp - links

 

 

Here are some good links to sites and resources to help you plan for home ownership and to better understand the role of housing in the community.

El Paso County Appraisal District – Find the Appraised Value of a Property

http://www.elpasocad.org/

Mortgage Calculators - How Much House Can You Afford?

Here is a good loan calculator. If you need to estimate the total closing costs, 3.0% of the mortgage amount is a reasonable number. For monthly taxes and insurance, use about ½ percent (.05%) +/- of the home’s value, e.g., a $70,000 home would be .05% of $70,000 or $350 per month.

http://www.bankrate.com/brm/mortgage-calculator.asp?nav=mtg&page=calc_home

Your Route to Home Ownership – by Freddie Mac

This is a good site to find out about homeownership and if it's right for you, learning about credit and why it's an important part of the home buying process, finding out about mortgages and the mortgage process, and preparing to open the door to your own home.
http://www.freddiemac.com/homebuyers/

Finding a Home in El Paso

Note: Listing these commercial sites does not imply an endorsement by the El Paso Housing Finance Corporation.

The El Paso Times HomeFinder page.
http://www.homefinder.com/elpasotimes/elpaso/index_map.jhtml

SouthWest Homes (Real Estate Weekly).
http://www.southwesthomes.net/

Realtor.com web site for El Paso.
http://www.realtor.com/elpaso/nbregion.asp?st=tx&poe=realtor

Greater El Paso Association of REALTORS®
http://www.elpasotx.com/


El Paso and Texas Organizations Involved in Housing

The El Paso Credit Union Affordable Housing, LLC is an organization that provides financial literacy training to the El Paso County community. The organization provides a program of education and individual counseling that is aimed at preparing people for home ownership. Their basic seminar is held frequently at public locations and on site at employers and consists of four two-hour classes covering: 1) Credit management and financial literacy; 2) home ownership; 3) home selection; 4) home financing; 5) & post closing homeownership responsibilities. Call them at 915-838-9608.

The El Paso YWCA Consumer Credit Counseling Service (CCCS) provides HUD certified housing counseling. Call them at 915-577-2530.
http://www.ywcaelpaso.org/prod04.htm

El Paso Association of Builders
http://www.epab.org/

Housing Authority of the City of El Paso
http://www.hacep.org

El Paso Empowerment Zone
http://www.ci.el-paso.tx.us/commdev/ez_home.asp

Texas Department of Housing and Community Affairs
http://www.tdhca.state.tx.us/

Housing Policy and Economic Research

The Real Estate Center at Texas A&M University is the nation's largest publicly funded organization devoted to real estate research.
http://recenter.tamu.edu/

UTEP Economic Resources:

Department of Economics and Finance, the home of the Border Region Modeling Project, has the “mother of all spreadsheets” for El Paso economic data, including housing.
http://academics.utep.edu/Default.aspx?alias=academics.utep.edu/border

The Joint Center for Housing Studies is Harvard University's center for information and research on housing in the United States.
http://www.jchs.harvard.edu/

The US Department of Housing and Urban Development (HUD) has a wealth of resources.
http://www.hud.gov/

University of Wisconsin Center for Urban Land Economics Research, is part of the UW-Madison School of Business and is a premier center for real estate study and research.
http://www.bus.wisc.edu/realestate/culer/paper.htm

ULI—the Urban Land Institute is a Washington, D.C. think tank and community of practice for those engaged in the process of real estate development and land use policy-making.
http://www.uli.org/DK/index.cfm

Sustainability Resources

The Border EcoWeb is designed to facilitate public access to environmental and sustainable development information for the U.S.-Mexican border region.
http://www.borderecoweb.sdsu.edu/

The Sustainability Institute, A think-tank dedicated to sustainable resource use, economics and community. The site has lots of good links, papers and downloads on this subject.
http://www.sustainer.org/

The Rocky Mountain Institute is a nonprofit organization that fosters the efficient and restorative use of natural, human and other capital, including sustainable building and community design.
http://www.rmi.org/

Smart Growth Resources

Smart Growth Online is an effort of the U.S. Environmental Protection Agency that joined with several non-profit and government organizations in 1996 to form the Smart Growth Network (SGN). The Network is a response to increasing community concerns about the need for new ways to grow that boost the economy, protect the environment, and enhance community vitality.
http://www.smartgrowth.org

Smart Growth America is a coalition of national, state and local organizations working to improve the ways we plan and build the towns, cities and metro areas we call home. http://www.smartgrowthamerica.com/

The Natural Resources Defense Council is an environmental organization that, among other activities, promotes planned growth policies that provide practical alternatives that can preserve the landscape and improve the quality of our daily lives.
http://www.nrdc.org/cities/smartGrowth/default.asp

 
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